As the excitement of summer sets in and college prep begins, most parents are focused on dorm shopping, class registration, and tuition payments. But there's one critical step often left off the to-do list: putting legal protections in place for your college-bound student.

Once your child turns 18, you lose the legal authority to access their medical records, make health decisions on their behalf, or manage their finances in an emergency—even if they're still living under your roof or covered by your insurance.

That's why now—before move-in day—is the ideal time to create a legal safety net that ensures you can step in if something goes wrong.

What Legal Documents Should College Students Have?

Here are four simple but essential documents every young adult should have before heading to campus:

1. Power of Attorney for Finances

This allows you to help manage your child's financial matters—like tuition issues, bank accounts, or lease agreements—if they're ever incapacitated or away, or it can be effective immediately, for the convenience of all.

2. Medical Power of Attorney (Advance Health Care Directive)

Gives you the legal authority to make medical decisions if your child is unable to communicate for themselves during an emergency.

3. HIPAA Release

Grants you access to medical records and updates from doctors. Without it, healthcare providers may be prohibited from sharing information—even with parents.

4. Simple Will (Optional)

If your child has savings, a car, or digital assets, a simple Will ensures those items are handled according to their wishes in the event of an unexpected tragedy.

Why Summer Is the Best Time to Prepare

Summer break gives families the flexibility to have these important conversations and get everything in place before the fall semester begins. It's one of the most thoughtful steps you can take to protect your child—and yourself—in uncertain situations.

At Law Office of Aletha J. Smith, PC we help families create custom legal protection packages for young adults, so you can send your child to college with confidence and peace of mind.

📅 Schedule your consultation today and check this important task off your summer to-do list.